OnTrack Equity
Sign in to your account
Forgot password?
OnTrack Equity
Household Finance & FIRE
Overview
Dashboard
Foundation
Profile & Assumptions
Income & Equity
Cash Flow
Budget & Expenses
Debts
Wealth
Portfolio Holdings
FIRE Tracker
Net Worth Timeline
Data
Saved locally

Dashboard

Complete household financial picture
Income
Cash flow
Portfolio
Savings & debt
Net worth
Liquidity
Financial health score
FIRE progress
Monthly cash flow

Profile & Assumptions

Household data and planning assumptions — shared across all modules
Household
Planning assumptions
Derived snapshot

Income & Equity

Income sources, equity grants, and savings allocations
Income — gross to net
Income sources
SourceCatFreqAmountMo. equivPre-taxFed%State%FICA%Net/moTaxableNotes
Equity & RSU grants
CompanyTypeGrant dateSharesVest typeCliffDurationVestedRemainingPriceTotal valueVested valueFIRE
Upcoming vesting events
Savings allocation — monthly contributions
Tracks where new monthly savings are going. For current holdings, use Portfolio Holdings.
AccountCategoryContrib. typeMonthlyAnnualEmployer matchTax treatmentAsset typeFIRENotes

Budget & Expenses

Monthly household spending classified by type and priority
Monthly expenses
ItemCategoryTypePriorityMonthlyAnnualNotes
By expense type
By category
Priority summary

Debts

Obligations, payoff optimizer, and invest-vs-pay decision support
Debt accounts
NameBalanceAPRMin paymentExtraTypeInterest typeTax ded.
Payoff optimizer
$500
Total balance
Weighted APR
Payoff date
Total interest
Interest saved
Monthly payment
Pay down vs invest
7.0%

Portfolio Holdings

Current investment positions — what you own, what you paid, and how they're performing
Allocation by asset category
Allocation by account
Top holdings by value
Holdings
AccountCategoryTickerNameQtyPurchase dateAvg costCurrent priceCost basisCurrent valueG/L ($)G/L (%)FIRENotes

FIRE Tracker

Financial independence progress — powered by portfolio and savings data
FI progress
Key metrics
FIRE goal method
FIRE-eligible assets vs FI goal
Milestones

Net Worth Timeline

Projected wealth accumulation using current holdings, savings, and planning assumptions
Net worth projection (30 years)
Balance sheet
Milestones
Liquidity snapshot